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Starting Small

We just want to put it out there that no amount is too small to invest. You don’t necessarily have to dump in a lot of capital into whatever you are investing for starters. You just have to start somewhere. Sure, you may not be able to purchase a property with only a couple thousand bucks but there are plenty of other investment options out there such as Robo-advisors, capital gains, dividends etc to help you slowly kick-off your investment journey.

You can start by saving a certain percentage of your income every month (even if it may be a couple of hundred ringgit), and instead of letting it sit idle in your account that will not make your money grow, invest it and let it work for you. This requires some amount of discipline if you are used to using up all you have in your account before the next paycheck, but if you start making it a habit, it will eventually become your lifestyle.

Bear in mind that you can only learn if you have some skin in the game; you can’t just sit by the bleachers, wanting to watch what happens first before getting down and dirty. Investing is very much like a sport game: you can only get better if you practice, learn the ropes to grasp multiple concepts before you can build your confidence to invest more (wisely) and diversify your portfolio.

There are of course advantages and disadvantages to starting small:

Aside from slowly saving up, you could also begin your journey by reading up books and articles about investments. This will help you understand investing better and give you the confidence to let your money go and grow. You may follow our Facebook Page to get the latest posts and market insights to understand the stock market better if that is where you want to start with. Once you’ve levelled up, you may get an even deeper insight on stocks by studying the reports by our research team

To open a CDS account with M+ Online visit https://registration.mplusonline.com

Start now and start somewhere.

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Serba Dinamik Holdings Bhd – 25th Jun 21

The on-going saga that resulted in diminishing of investors’ confidence is expected to see both institutional and retail investors continue to keep their hands off for the time being. Hence, we reiterate our stance to advise investors to steer clear of further position, pending for further clarity from the special independent audit review. Under the prevailing market events, on-going coverage is now impracticable to comply with applicable regulations and hence, we have decided to suspend our coverage on Serba Dinamik. Given the prolonged uncertainties, we have now lowered our valuations metrics and our fair value is RM0.57 (down from RM1.30).

market pulse

Dour trend may persist

The unabated Covid-19 spread in the country which may lead to further pressure on the economy, coupled with the concerns over the revised nation’s growth projection by World Bank have sent the FBM KLCI lower. Following a heavy selldown, we might anticipate bargain hunting activities to emerge on the local bourse. On a side note, the government has approved the licence and incentives for Risen Energy Co Ltd to manufacture solar cells and solar modules in Malaysia amounting to RM42.2bn, which would make Malaysia an integrated production hub for solar products.

Chin Well Holdings Bhd – 24th Jun 21

We are ceasing coverage on Chin Well Holdings Bhd due to reallocation of internal resources and the lack of retail and institutional interest. We expect trading activities to also taper in tandem with the commodities price which appears to have peaked as the Chinese government has step in to tame the surging prices by releasing industrial metals from its national reserves this month as it is difficult for manufacturers to transfer these costs to the end-users. Our last recommendation on Chin Well was HOLD with a fair value at RM1.29. The fair value is derived from ascribing a target PER of 11.0x to its FY22f EPS of 11.7 sen.

market pulse

Hovering near support

The FBM KLCI failed to extend its gains amid pervasive negative sentiment and weak buying interest, bucking the regional uptrend. With the World Bank cutting Malaysia’s 2021 GDP growth projection amid slower-than-expected economic recovery, the sideways trade is likely to persist without a fresh catalyst under the current economic and public health crisis. Investors may also look at the US’s 1Q21 GDP growth rate, while Bank of England’s interest rate decision, which will be releasing tonight. Commodities wise, the oil price has risen above the USD 75 per barrel level.

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