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Trading Accounts

Silver/Shariah (Cash Account)

• Suitable for beginners

• Deals only on cash basis – You trade what you deposit

• Shariah account only available for this

•  Low brokerage (min RM8) suitable for traders

•  0.08% < RM30k , 0.05% > RM30k

•  Intraday 0.05%

Gold/Collateral Account

• Collateralized, wehereby the limit can be acquired from combination of shares & cash

• 2x Cash / 1x Shares

•  Settlement on T+3

•  Allows for ‘contra’ (where you can buy and sell at T3)

• Brokerage•

• 0.3% < RM30k , 0.2% > RM30k


• Similar function to Gold account but with a longer holding period, financed by MSSB.

• Suitable if you would like to hold stocks for a longer period but settle the payment on a later date

• Brokerage

• 0.3% < RM30k , 0.25% > RM30k

Extra Products

Share Margin Financing (SMF)

• Margin buying refers to the buying of securities with cash borrowed from a broker, using the bought securities as collateral. This has the effect of magnifying any profit or loss made on the securities. The securities serve as collateral for the loan.

• In short, you may borrow funds from a bank or broker to buy stocks, which act as collateral against any loss.

• Currently M+ has in-house SMF and partnership with Hong Leong & Alliance

• For more information about this product, check out this comprehensive article here:

Trust Accounts

• These accounts allow you to earn interest like a savings account although it is not a savings account.

• Interest rates differ based on account balance as per following:-

• RM100K And Below | 2.3% per annum

• Above RM100K | 2.5% per annum

• Above RM500K | 2.7% per annum