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When You Don’t Have Time to Invest

Time is precious, or we like to say ‘Masa itu Emas’. That’s right, you don’t have enough hours to take away from your job of earning RM30.00 to RM50.00 an hour because you are so busy spending all your time on your job that earns you RM30.00 to RM50.00 per hour. So you can’t put your time aside. But do you know what’s worse? Putting your investment plans aside!
when you don't have time to invest

Time is precious, or we like to say ‘Masa itu Emas’. That’s right, you don’t have enough hours to take away from your job of earning RM30.00 to RM50.00 an hour because you are so busy spending all your time on your job that earns you RM30.00 to RM50.00 per hour. So you can’t put your time aside. But do you know what’s worse? Putting your investment plans aside!

Did you know that investing doesn’t mean you have to be glued to the screen 24/7 looking at every single price change…that’s just crazy. You just need to review the portfolio and your plans every once in a while, typically, when there’s a big change in the market. To put it simply, be a long-term investor. Here are some pointers to help you if you’re busy with your full-time job.

Blue Chips & Dividends

Blue-chip

/ˈbluːtʃɪp/

adjectiv

Blue-chip stocks are usually large companies with excellent reputations. They are usually large conglomerates, well-established and financially sound companies that have operated for many years and have a dependable earning, often sometimes paying dividends to investors.

In Bursa Malaysia, the stocks that are on the FBMKLCI index are defined as the Blue-chip in the market. Here’s a full list
https://www.bursamalaysia.com/trade/our_products_services/indices/ftse_bursa_malaysia_indices/overview

So why Blue-chip stocks? Well certainly being well-established and financially sound plays a big part when it comes to investing for the long-term, which means that you will worry less about the company winding-up or facing any troubles that could drastically affect its stock price.

Apart from that, some Blue-chip stocks give you annual dividend payments of around 6% to 8% which is better than a savings or fixed deposit account. So rather than leaving your funds idle in your bank account or in a low-return fixed-deposit, why not try the stock market?

Going for ETFs

Exchange Traded Funds

/ɪksˈtʃeɪndʒ/ /treɪd/ /ˈfʌndz/

Noun

A type of security that tracks an index, sector, commodity, or other securities to mirror the performance of the index that it tracks. ETFs are unique as they can be traded like a common stock on the stock exchange and also experience price changes throughout the day as they are bought and sold.

Invest in ETFs

Having an ETF helps you further diversify your portfolio, as you are virtually investing in different markets, various sectors or commodities. Diversifying your portfolio helps you to not put all your eggs into one basket, which creates more risk on your portfolio and capital. It is always important to not have your portfolio be too heavily weighted towards a single company or a sector.

ETFs are often compared to Unit Trusts, where both products hold a basket of assets. However, ETFs provide you with an advantage over Unit Trusts as they are tradeable on the market which makes it more liquid for you to sell ETFs in any time of need. It is also lower in cost, in comparison to the management fee in unit trust funds as you only pay a very low brokerage fee, depending on the broker you are using (M+ Online offers brokerage fee for as low as 0.05%*)

More on ETFs:
https://bursaacademy.bursamarketplace.com/en/article/equities/why-etf-might-be-for-you

Or you can join our Back to Basics 2021: Webinar Series on the 18th June 2021 at 8.00 PM to learn what ETFs are
A Beginner’s Guide to ETFs: Your key to a wider range of asset classes

Read Research Materials

If you don’t have time to select stocks, you may take advantage of the research materials provided by licensed brokers. These materials come with both a summary and detailed report on how a particular index or stock is performing and also its potential growth. By relying on a licensed and legitimate source, you will be able to make better decisions of the stocks to put into your portfolio.

To view research reports from M+ Online you can visit:
https://mplusonline.com/research-reports/

There are definitely more methods or products suitable for the busy bees in the market. You may have to spare some time to find your footing in the initial stages, but once you find your method of investing and your risk/reward appetite, it will no longer be time-consuming, but rather on the contrary, rewarding. So start today, because the best time to start investing was yesterday.
https://mplusonline.com/blog/3-reasons-why-the-best-time-to-start-investing-was-yesterday/

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Jaks Resources Bhd – 29Jul21

While there will be no financial impact on JAKS, we view the matter to be favorable to restore JAKS reputation amongst investors after being clouded by uncertainties over the past 2 years amid concern over potential impairments from the aforementioned matter. Moving forward, JAKS will continue to focus on current operations as well as business expansion plans, particularly in the power and renewable energy business segment.

market pulse

Still in consolidation

The FBM KLCI closed mildly positive following the late bargain hunting activities,
but gains were capped amid unrelenting Covid-19 cases as well as the recent
political developments. Despite daily Covid-19 infection continue to be on the rise
amid ramped up testing in Klang Valley, we expect the vaccination rate should
brush off negative sentiment and traders may look for recovery opportunities. Also,
both the Hang Seng Futures and overnight Wall Street could be due for a technical
rebound and may spillover towards stocks on the local front, especially on the tech
sector. Commodities wise, CPO price was down as demand were seen slowing
down from India and China, while the crude oil extended its gains.

technical focus

Technical Focus – MSM

Leading local sugar producer, commanding approximately 60.0% market share in the local sugar market after having produced 1.0m MT in 2020 that operates 2 sugar refineries with products consumed locally and shipped mainly to Asia countries.
Aims to increase utilisation factor in MSM Johor which is only hovering around 30.0% in 2020, while evaluating for potential disposal to streamline operations. Dry weather in Thailand is expected to prolong to 2022 and the drought that dimmed Brazil productions may support the elevated sugar prices. Technically, traders may anticipate for a potential flag-formation breakout above RM1.32 to target the next resistance of RM1.41-1.52, with long term target at RM1.72.

market pulse

Tepid recovery

Bucking the regional downtrend move, the FBM KLCI rebounded and posted
modest gains on the back of bargain hunting activities as well as expectation on
the economy reopening by October. Although investors will be shifting their focus
from daily Covid-19 infections to the positive vaccination rate locally, the local
sentiment may still remain cautious following the negative performances in China
and Hong Kong after Beijing announced additional measures for the technology,
education and real estate’s sectors. On a side note, foreign investors are net seller
for the third session.

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